Official announcements (8-K)

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsExhibits are filed herewith in connection with the issuance by American Express Company (the “Company”), on October 30, 2026, of $1,500,000,000 aggregate principal amount of 5.447% Fixed-to-Floating Rate Notes due October 30, 2030, $1,150,000,000 aggregate principal amount of 5.817% Fixed-to-Floating Rate Notes due October 27, 2034 and $350,000,000 aggregate principal amount of Floating Rate Notes due October 30, 2030 (collectively, the “Notes”) pursuant to a Prospectus Supplement dated October 26, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company’s Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior …

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsThe following information is furnished under Item 2.02 – Results of Operations and Financial Condition and Item 7.01 – Regulation FD Disclosure: On October 23, 2026, American Express Company (the “Company”) reported financial results for the third quarter of 2026. A copy of the Company’s earnings release is attached to this report as Exhibit 99.1 and additional information relating to the Company’s financial results for the third quarter of 2026 is attached to this report as Exhibit 99.2.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsAmerican Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended September 30, August 31 and July 31, 2026 and the three months ended September 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended September 30, August 31 and July 31, 2026 and the three months ended September 30, 2026 (Billions, except percentages) (Preliminary) …

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsOn October 8, 2026, American Express Company (the "Company") and American Express Travel Related Services Company, Inc. consented to an order issued by the Board of Governors of the Federal Reserve System and American Express National Bank ("AENB") consented to an order issued by the Office of the Comptroller of the Currency (the "OCC") to resolve previously disclosed reviews by the banking regulators of certain aspects of the Company's financial crimes compliance program. AENB also agreed to pay a civil money penalty of $350 million to the OCC. A portion of the civil money penalty was reserved for in prior periods and it does not impact the full-year 2026 guidance the …

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsAmerican Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended August 31, July 31 and June 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended August 31, July 31 and June 30, 2026 (Billions, except percentages) August 31, 2026 July 31, 2026 June 30, 2026 U.S. Consumer Card balances: Total Card balances $ 114.2 $ 113.1 $ 113.8 …

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsAmerican Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended July 31, June 30 and May 31, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended July 31, June 30 and May 31, 2026 (Billions, except percentages) July 31, 2026 June 30, 2026 May 31, 2026 U.S. Consumer Card balances: Total Card balances $ 113.1 $ 113.8 $ 113.8 30 days …

Changed the rights of shareholders (Item 3.03)

Changes to shareholders' rights affect what owners can vote on or receive.

In the company's wordsOn August 12, 2026, American Express Company (the “Company”) issued 1,600 shares of 6.450% Fixed Rate Reset Noncumulative Preferred Shares, Series E, $1.66 ⅔ par value per share (the “Series E Preferred Shares”), which were deposited against delivery of depositary receipts (the “Depositary Receipts”) evidencing 1,600,000 Depositary Shares (the “Depositary Shares”), each representing a 1/1,000th interest in a Series E Preferred Share. Under the terms of the Series E Preferred Shares, the ability of the Company to declare or pay any dividend on, make any distributions relating to, or redeem, purchase, acquire or make a liquidation payment relating to its common shares or …

Changed its company rules or financial year (Item 5.03)

Changes to the company's rules or the dates of its financial year.

In the company's wordsOn August 11, 2026, the Company filed a Certificate of Amendment (the “Certificate of Amendment”) with the Secretary of State of the State of New York for the purpose of amending its Amended and Restated Certificate of Incorporation to fix the designations, preferences, limitations and relative rights of the Series E Preferred Shares. The Series E Preferred Shares have a liquidation preference of $1,000,000 per share. The Certificate of Amendment is attached hereto as Exhibit 3.1 and is incorporated by reference herein.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsThe Company closed the sale of the Depositary Shares on August 12, 2026, pursuant to an underwriting agreement, dated August 5, 2026, between the Company and the underwriters named therein (which is attached hereto as Exhibit 1.1). The terms of the Depositary Shares are set forth in the Deposit Agreement, dated August 12, 2026, among the Company, as issuer, and Computershare Inc. and Computershare Trust Company, N.A., jointly as Depositary, Calculation Agent and Redemption Agent, and Computershare Trust Company, N.A., as Registrar and Transfer Agent, and the holders from time to time of the Depositary Receipts (the “Deposit Agreement”), and the form of Depositary Receipt. …

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsOn August 5, 2026, American Express Company (the “Company”) announced the launch of a proposed public offering (the “Offering”) of depositary shares (the “Depositary Shares”), each representing a 1/1,000th interest in a share of a new series of Fixed Rate Reset Noncumulative Preferred Shares, Series E, $1.662/3 par value per share (the “Preferred Shares”). The Company intends to use the net proceeds from the Offering for general corporate purposes, including to partially or fully redeem the outstanding shares of its 3.550% Fixed Rate Reset Noncumulative Preferred Shares, Series D, $1.662/3 par value per share (the “Series D Preferred Shares”). The pricing of the Offering, …

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsThe following information is furnished under Item 2.02 – Results of Operations and Financial Condition and Item 7.01 – Regulation FD Disclosure: On July 24, 2026, American Express Company (the “Company”) reported financial results for the second quarter of 2026. A copy of the Company’s earnings release is attached to this report as Exhibit 99.1 and additional information relating to the Company’s financial results for the second quarter of 2026 is attached to this report as Exhibit 99.2.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsAmerican Express Company (the “Company”) is hereby furnishing below delinquency and write-off statistics for its U.S. Consumer and U.S. Small Business Card balances held for investment for the months ended June 30, May 31 and April 30, 2026 and the three months ended June 30, 2026; Card balances classified as held for sale on the Consolidated Balance Sheets are not reflected in the table below. American Express Company U.S. Consumer and U.S. Small Business Delinquency and Write-off Rate Statistics As of and for the months ended June 30, May 31 and April 30, 2026 and the three months ended June 30, 2026 (Billions, except percentages) (Preliminary) June 30, 2026 May 31, …

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsOn June 25, 2026, American Express Company issued a press release announcing the results of its company-run 2026 Dodd-Frank Act Stress Test (DFAST). The press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and incorporated herein by reference. The company-run DFAST results are available on the company's Investor Relations website at ir.americanexpress.com.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsExhibits are filed herewith in connection with the issuance by American Express Company (the "Company"), on June 17, 2026, of €750,000,000 aggregate principal amount of 3.835% Fixed-to-Floating Rate Notes due June 16, 2034 (the "Notes") pursuant to a Prospectus Supplement dated June 10, 2026 to the Prospectus dated February 9, 2024, filed as part of the Company's Registration Statement on Form S-3 (No. 333-276975). The Notes were issued under a senior indenture, dated as of August 1, 2007, between the Company and The Bank of New York Mellon, as trustee (the "Trustee"), as supplemented by the first supplemental indenture thereto, dated as of February 12, 2021, and the …

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared shareholder vote results (Item 5.07)

How shareholders voted on board members and proposals.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared shareholder vote results (Item 5.07)

How shareholders voted on board members and proposals.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.