The yearly report (10-K), explained

At a glance

Found by candor in the report's own text. Green means the usual, reassuring wording was found; amber means read that part.

Point at or tap a block to see which part it is. The longest parts are usually the risks, the managers' discussion and the financial statements.

• Laws and regulators32
• Other31
• Suppliers and operations15
• Deals and investments11
• Debt, money and the stock10
• Economy and markets5
• World events and climate2
• Competition2
• Cyber and data1
• People1

1. 1BUSINESS AND ORGANIZATIONMore detail behind the figures in the statements.1 table+
2. 2BASIS OF PRESENTATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIESThe rules it follows to count things: when a sale is counted, how stock is valued, and so on.1 table+
3. 3BUSINESS COMBINATIONS AND ASSET ACQUISITIONSBusinesses it bought or sold, and what it paid or received.4 tables+
4. 4SEGMENT REPORTINGThe business split into its main parts, with sales and profit for each.2 tables+
5. 5MORTGAGE SERVICING RIGHTS AND MSR FINANCING RECEIVABLESMoney owed to it and how much it expects won't be paid.7 tables+
6. 6GOVERNMENT AND GOVERNMENT-BACKED SECURITIESThe investments it holds and what they're worth.3 tables+
7. 7RESIDENTIAL MORTGAGE LOANSThe loans it has made and how likely they are to be repaid.4 tables+
8. 8CONSUMER LOANSThe loans it has made and how likely they are to be repaid.4 tables+
9. 9REAL ESTATE, NETMore detail behind the figures in the statements.11 tables+
10. 10RESIDENTIAL TRANSITION LOANSThe loans it has made and how likely they are to be repaid.3 tables+
11. 11INSURANCEMore detail behind the figures in the statements.7 tables+
12. 12CASH AND CASH EQUIVALENTS AND RESTRICTED CASHMore detail behind the figures in the statements.2 tables+
13. 13OTHER ASSETS AND LIABILITIESMore detail behind the figures in the statements.3 tables+
14. 14GOODWILL AND INTANGIBLE ASSETSGoodwill and intangibles (patents, brands, customer lists), mostly from businesses it bought.8 tables+
15. 15LEASESOffices, stores and equipment it rents on long contracts, and what it still owes on them.4 tables+
16. 16DERIVATIVES AND HEDGINGContracts it uses to protect itself from moves in currencies, interest rates or prices.3 tables+
17. 17DEBT OBLIGATIONSWhat it has borrowed, at what interest rate, and when it must pay it back.7 tables+
18. 18FAIR VALUE MEASUREMENTSHow it values its investments and other items at today's market prices.13 tables+
19. 19VARIABLE INTEREST ENTITIESMore detail behind the figures in the statements.4 tables+
20. 20EXPENSES, REALIZED AND UNREALIZED GAINS (LOSSES), NET AND OTHERMore detail behind the figures in the statements.3 tables+
21. 21ASSET MANAGEMENT REVENUESWhere its sales come from: by product, region or type of customer, and when it counts them.3 tables+
22. 22NONCONTROLLING INTERESTSMore detail behind the figures in the statements.2 tables+
23. 23EQUITY-BASED COMPENSATIONIts shares: buybacks, dividends and other changes.4 tables+
24. 24EQUITY AND EARNINGS PER SHAREHow profit per share is worked out, and how many shares are counted.4 tables+
25. 25INCOME TAXESWhat it pays in tax, where, and why its tax rate is what it is.8 tables+
26. 26COMMITMENTS AND CONTINGENCIESPromises it has made (to buy, to pay) and possible costs from lawsuits.1 table+
27. 27RELATED PARTY TRANSACTIONSBusiness it does with its own directors, managers or big owners.1 table+
28. 28SUBSEQUENT EVENTSImportant things that happened after the period ended, before the report was filed.1 table+
29. 29SCHEDULE III REAL ESTATE AND ACCUMULATED DEPRECIATIONMore detail behind the figures in the statements.2 tables+
30. 30Insider Trading ArrangementsMore detail behind the figures in the statements.+
31. 31Insider Trading Policies and ProceduresMore detail behind the figures in the statements.+
32. 32Cybersecurity Risk Management and Strategy DisclosureMore detail behind the figures in the statements.+