The yearly report (10-K), explained

At a glance

Found by candor in the report's own text. Green means the usual, reassuring wording was found; amber means read that part.

Point at or tap a block to see which part it is. The longest parts are usually the risks, the managers' discussion and the financial statements.

• Laws and regulators10
• Other5
• Debt, money and the stock3
• Reputation and brand2
• World events and climate2
• Cyber and data1
• Economy and markets1
• Suppliers and operations1
• Products and technology1
• Competition1

1. 1ORGANIZATION AND BASIS OF PRESENTATIONThe rules it follows to count things: when a sale is counted, how stock is valued, and so on.1 table+
2. 2SUMMARY OF SIGNIFICANT ACCOUNTING POLICIESThe rules it follows to count things: when a sale is counted, how stock is valued, and so on.+
3. 3FAIR VALUEHow it values its investments and other items at today's market prices.+
4. 4AVAILABLE-FOR-SALE SECURITIESThe investments it holds and what they're worth.+
5. 5DERIVATIVE ASSETS AND DERIVATIVE LIABILITIESContracts it uses to protect itself from moves in currencies, interest rates or prices.+
6. 6COLLATERALIZED AGREEMENTS AND FINANCINGSMore detail behind the figures in the statements.+
7. 7BANK LOANS, NETThe loans it has made and how likely they are to be repaid.+
8. 8LOANS TO FINANCIAL ADVISORS, NETThe loans it has made and how likely they are to be repaid.1 table+
9. 9VARIABLE INTEREST ENTITIESMore detail behind the figures in the statements.+
10. 10GOODWILL AND IDENTIFIABLE INTANGIBLE ASSETS, NETGoodwill and intangibles (patents, brands, customer lists), mostly from businesses it bought.+
11. 11OTHER ASSETSMore detail behind the figures in the statements.1 table+
12. 12PROPERTY AND EQUIPMENT, NETIts buildings, machines and equipment, and their wear and tear.1 table+
13. 13LEASESOffices, stores and equipment it rents on long contracts, and what it still owes on them.+
14. 14BANK DEPOSITSMoney customers keep with it.+
15. 15OTHER BORROWINGSWhat it has borrowed, at what interest rate, and when it must pay it back.+
16. 16SENIOR NOTES PAYABLEWhat it has borrowed, at what interest rate, and when it must pay it back.1 table+
17. 17INCOME TAXESWhat it pays in tax, where, and why its tax rate is what it is.+
18. 18COMMITMENTS, CONTINGENCIES AND GUARANTEESPromises it has made (to buy, to pay) and possible costs from lawsuits.+
19. 19SHAREHOLDERS' EQUITYIts shares: buybacks, dividends and other changes.+
20. 20REVENUESWhere its sales come from: by product, region or type of customer, and when it counts them.+
21. 21INTEREST INCOME AND INTEREST EXPENSEMore detail behind the figures in the statements.1 table+
22. 22SHARE-BASED AND OTHER COMPENSATIONPay given to staff in shares and options, and how it's valued.+
23. 23REGULATORY CAPITAL REQUIREMENTSMore detail behind the figures in the statements.+
24. 24EARNINGS PER SHAREHow profit per share is worked out, and how many shares are counted.1 table+
25. 25SEGMENT INFORMATIONThe business split into its main parts, with sales and profit for each.+
26. 26CONDENSED FINANCIAL INFORMATION (PARENT COMPANY ONLY)More detail behind the figures in the statements.+
27. 27Insider Trading ArrangementsMore detail behind the figures in the statements.+
28. 28Insider Trading Policies and ProceduresMore detail behind the figures in the statements.+
29. 29Cybersecurity Risk Management and Strategy DisclosureMore detail behind the figures in the statements.+