Official announcements (8-K)

Changed its auditor (Item 4.01)

Changing auditor is often routine, but can signal a disagreement about the accounts.

In the company's words(a) Dismissal of Independent Registered Public Accounting Firm On October 28, 2026, the Audit Committee (the “Audit Committee”) of the Board of Directors of Citizens Financial Group, Inc. (the “Company”) approved the decision to change the Company’s independent registered public accounting firm to PricewaterhouseCoopers LLP (“PwC”) and dismiss Deloitte & Touche LLP (“Deloitte”) as its independent registered public accounting firm. The dismissal will be effective upon the completion of Deloitte’s audits of the Company’s consolidated financial statements for the fiscal year ended December 31, 2026 and the Company’s internal control over financial reporting as of December …

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsOn October 16, 2026, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its third quarter 2026 earnings and posted on its website the press release and a financial supplement. Copies of the press release and financial supplement are being furnished as Exhibits 99.1 and 99.3, respectively.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsFor the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2. The information in this Form 8-K and Exhibits attached hereto are being furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall this information be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Changed its company rules or financial year (Item 5.03)

Changes to the company's rules or the dates of its financial year.

In the company's wordsOn October 6, 2026, Citizens Financial Group, Inc. (the “Company”) filed a Certificate of Elimination to its Restated Certificate of Incorporation with the Secretary of State of the State of Delaware, which, effective upon filing, eliminated from the Restated Certificate of Incorporation all matters set forth in the Certificate of Designations with respect to its 4.000% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G (the “Series G Preferred Stock”). All outstanding shares of the Series G Preferred Stock were redeemed on October 6, 2026. A copy of the Certificate of Elimination relating to the Series G Preferred Stock is filed as Exhibit 3.1 to this …

Changed the rights of shareholders (Item 3.03)

Changes to shareholders' rights affect what owners can vote on or receive.

In the company's wordsUpon issuance of the 6.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series J, liquidation preference of $1,000 per share (the “Series J Preferred Stock”) by Citizens Financial Group, Inc. (the “Registrant”) on July 30, 2026, the ability of the Registrant to declare or pay dividends on, or purchase, redeem or otherwise acquire, shares of its common stock or any shares of other stock of the Registrant that rank junior to the Series J Preferred Stock will be subject to certain restrictions in the event that the Registrant does not declare and pay (or set aside) dividends on the Series J Preferred Stock for the last preceding dividend period, and the …

Changed its company rules or financial year (Item 5.03)

Changes to the company's rules or the dates of its financial year.

In the company's wordsOn July 27, 2026, the Registrant filed a Certificate of Designations (the “Certificate of Designations”) with the Secretary of State of the State of Delaware to establish the preferences, limitations and relative rights of the Series J Preferred Stock. The Certificate of Designations became effective upon filing, and a copy is filed as Exhibit 3.1 to this Current Report on Form 8-K and is incorporated herein by reference.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsOn July 21, 2026, the Registrant entered into an underwriting agreement (the “Underwriting Agreement”) with BofA Securities, Inc., J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC, Wells Fargo Securities, LLC and Citizens JMP Securities, LLC, as representatives of the several underwriters listed therein, relating to the public offering of 400,000 shares of the Series J Preferred Stock. The Underwriting Agreement contains various representations, warranties and agreements by the Registrant, conditions to closing, indemnification rights and obligations of the parties and termination provisions. The description of the Underwriting Agreement set forth above is qualified …

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsOn July 16, 2026, Citizens Financial Group, Inc. (the “Company”) announced its second quarter 2026 earnings. The Company’s earnings results and financial supplement are being filed as Exhibits 99.1 and 99.2, respectively. On July 21, 2026, the Company announced the launch of a proposed public offering (the “Offering”) of a new series of Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series J (the “Series J Preferred Stock”). The Offering is subject to pricing, which has not yet occurred. If the Offering is priced and proceeds to closing, the Company intends to use the net proceeds from the sale of the Series J Preferred Stock to redeem some or all outstanding …

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsOn July 16, 2026, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its second quarter 2026 earnings and posted on its website the press release and a financial supplement. Copies of the press release and financial supplement are being furnished as Exhibits 99.1 and 99.3, respectively.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsFor the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2. The information in this Form 8-K and Exhibits attached hereto are being furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall this information be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Shared shareholder vote results (Item 5.07)

How shareholders voted on board members and proposals.

In the company's words(the “Company”) held its 2026 Annual Meeting of Stockholders (the “Annual Meeting”) on April 23, 2026. At the Annual Meeting, the stockholders (i) elected all of the Company’s nominees for director for a one-year term expiring at the 2027 Annual Meeting of Stockholders or until their successors are duly elected and qualified, (ii) approved the advisory vote on executive compensation, (iii) ratified the appointment of Deloitte & Touche LLP as the Company’s registered independent public accounting firm for 2026, and (iv) did not approve the shareholder proposal for adoption of a majority vote standard. The following sets forth the number of votes cast for and against each …

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsOn April 16, 2026, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its first quarter 2026 earnings and posted on its website the press release and a financial supplement. Copies of the press release and financial supplement are being furnished as Exhibits 99.1 and 99.3, respectively.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsFor the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2. The information in this Form 8-K and Exhibits attached hereto are being furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall this information be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsOn January 29, 2026, Citizens Financial Group, Inc. (the “Company”) completed the issuance and sale (the “Offering”) of $400 million aggregate principal amount of 5.299% Fixed-Reset Subordinated Notes due 2036 (the “Notes”). The Offering was completed pursuant to the Prospectus, filed with the Securities and Exchange Commission as part of the Company’s Registration Statement on Form S-3 (File Number: 333-282511) (the “Registration Statement”), dated October 4, 2024, as supplemented by a Prospectus Supplement dated January 22, 2026 and a free writing prospectus filed on January 22, 2026. In connection with the Offering, the Company entered into an Underwriting Agreement, …

Announced another event (Item 8.01)

Another event the company chose to report publicly.

In the company's wordsOn January 21, 2026, Citizens Financial Group, Inc. (the “Company”) announced its fourth quarter and full year 2025 earnings. The Company’s earnings results and financial supplement are being filed as Exhibits 99.1 and 99.2, respectively.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsOn January 21, 2026, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its fourth quarter and full year 2025 earnings and posted on its website the press release and a financial supplement. Copies of the press release and financial supplement are being furnished as Exhibits 99.1 and 99.3, respectively.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsFor the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2. The information in this Form 8-K and Exhibits attached hereto are being furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall this information be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

In the company's wordsOn October 15, 2025, Citizens Financial Group, Inc. (the “Company”) issued a press release announcing its third quarter 2025 earnings and posted on its website the press release and a financial supplement. Copies of the press release and financial supplement are being furnished as Exhibits 99.1 and 99.3, respectively.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

In the company's wordsFor the benefit of investors, the Company has posted on its website an investor presentation in connection with its earnings conference call. A copy of the investor presentation is being furnished as Exhibit 99.2. The information in this Form 8-K and Exhibits attached hereto are being furnished pursuant to Items 2.02 and 7.01, respectively, and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, nor shall this information be deemed incorporated by reference into any filings under the Securities Act of 1933, as amended.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Changed its company rules or financial year (Item 5.03)

Changes to the company's rules or the dates of its financial year.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Changed the rights of shareholders (Item 3.03)

Changes to shareholders' rights affect what owners can vote on or receive.

Changed its company rules or financial year (Item 5.03)

Changes to the company's rules or the dates of its financial year.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Change in its leaders or board (Item 5.02)

New leaders or board members can bring a change in strategy.

Shared shareholder vote results (Item 5.07)

How shareholders voted on board members and proposals.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Announced another event (Item 8.01)

Another event the company chose to report publicly.

Shared financial results (Item 2.02)

New results: figures on this page will update when the full quarterly or annual report is filed.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.

Shared information with investors (Item 7.01)

Information shared with investors, often a presentation or press release.