The yearly report (10-K), explained

At a glance

Found by candor in the report's own text. Green means the usual, reassuring wording was found; amber means read that part.

Point at or tap a block to see which part it is. The longest parts are usually the risks, the managers' discussion and the financial statements.

• Laws and regulators9
• Other8
• Debt, money and the stock5
• Economy and markets3
• World events and climate3
• Suppliers and operations2
• Deals and investments1
• People1
• Products and technology1
• Cyber and data1
• Reputation and brand1
• Competition1

1. 1SIGNIFICANT ACCOUNTING POLICIESThe rules it follows to count things: when a sale is counted, how stock is valued, and so on.1 table+
2. 2SECURITIESThe investments it holds and what they're worth.5 tables+
3. 3LOANS AND LEASESOffices, stores and equipment it rents on long contracts, and what it still owes on them.5 tables+
4. 4CREDIT QUALITY AND THE ALLOWANCE FOR CREDIT LOSSESMoney owed to it and how much it expects won't be paid.6 tables+
5. 5PREMISES, EQUIPMENT, AND SOFTWAREIts buildings, machines and equipment, and their wear and tear.3 tables+
6. 6MORTGAGE BANKING AND OTHER SERVICED LOANSThe loans it has made and how likely they are to be repaid.6 tables+
7. 7LEASESOffices, stores and equipment it rents on long contracts, and what it still owes on them.6 tables+
8. 8GOODWILL AND INTANGIBLE ASSETSGoodwill and intangibles (patents, brands, customer lists), mostly from businesses it bought.4 tables+
9. 9VARIABLE INTEREST ENTITIESMore detail behind the figures in the statements.4 tables+
10. 10DEPOSITSMoney customers keep with it.3 tables+
11. 11BORROWED FUNDSMore detail behind the figures in the statements.4 tables+
12. 12DERIVATIVESContracts it uses to protect itself from moves in currencies, interest rates or prices.6 tables+
13. 13EMPLOYEE BENEFITS PLANSMore detail behind the figures in the statements.4 tables+
14. 14ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS)Gains and losses that skip the income statement, such as currency moves.2 tables+
15. 15STOCKHOLDERS' EQUITYIts shares: buybacks, dividends and other changes.4 tables+
16. 16SHARE-BASED COMPENSATIONPay given to staff in shares and options, and how it's valued.2 tables+
17. 17COMMITMENTS AND CONTINGENCIESPromises it has made (to buy, to pay) and possible costs from lawsuits.2 tables+
18. 18FAIR VALUE MEASUREMENTSHow it values its investments and other items at today's market prices.7 tables+
19. 19NONINTEREST INCOMEMore detail behind the figures in the statements.2 tables+
20. 20OTHER OPERATING EXPENSEMore detail behind the figures in the statements.1 table+
21. 21INCOME TAXESWhat it pays in tax, where, and why its tax rate is what it is.6 tables+
22. 22EARNINGS PER SHAREHow profit per share is worked out, and how many shares are counted.1 table+
23. 23REGULATORY MATTERSMore detail behind the figures in the statements.2 tables+
24. 24BUSINESS SEGMENTSThe business split into its main parts, with sales and profit for each.2 tables+
25. 25PARENT COMPANY FINANCIALSMore detail behind the figures in the statements.3 tables+
26. 26Insider Trading ArrangementsMore detail behind the figures in the statements.+
27. 27Insider Trading Policies and ProceduresMore detail behind the figures in the statements.+
28. 28Cybersecurity Risk Management and Strategy DisclosureMore detail behind the figures in the statements.+